Spark Community Investment
Senator Ellis passed legislation to create a Community Reinvestment Work Group representing the public, private and non-profit sectors to develop investment strategies for economic development and job creation and assist banks in meeting their community reinvestment goals.
Protecting Texas Consumers
Ellis passed a law to help the Commissioner of Insurance crackdown on insurance discrimination against minorities. In addition, Ellis passed legislation to protect Texans from scams by punishing deceptive claims by sweepstakes companies. He has led the fight to ban credit scoring in Texas. Ellis wants to bar insurance companies from using credit reports when determining the cost of an insurance policy for Texans. Currently, insurance companies can charge significantly higher premiums to Texans with a poor credit history. These higher premiums discriminate against — and have a disproportionately negative impact on — African Americans, Hispanics and moderate and low-income Texans. He has also passed landmark legislation to protect Texans from identity theft.
Safer Schools and Neighborhoods
Following the tragic killings of 11 students and one teacher at Columbine High, Senator Ellis passed legislation to give parents more information and input on violence prevention efforts in Texas schools. Senator Ellis has also championed initiatives to impose severe penalties on business owners who knowingly allow illegal drugs, prostitution or gambling on their premises.